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Home Financing
TAKE ADVANTAGE OF OUR PREFERRED LENDER SERVICES AND PUT AN EXTRA $2,000 IN YOUR POCKET!
When you choose to work with Richard P. Garcia, you are choosing a professional dedicated to helping you into the home of your dreams. Richard works on the team theory and deals closely with his customers in all facets of the mortgage process. He knows how to coordinate with the other members of your purchase team to obtain the best possible program for you.
Whether you are a first-time home buyer or are moving into your second or third home, Richard can help you determine which mortgage program is best for you. Buying a home is an exciting time--- but, it can also be stressful. Richard understands this as well as anyone. With over 16 years in the industry, customers can feel confident knowing their home loan is in expert hands. Working with Richard is working with a partner who cares. You can expect shared knowledge and professional service from beginning to end. He knows how to explain the various types of mortgage programs and will answer all of your questions to help you select the mortgage that is right for you.
With Richard, customers aren’t just a number--- and they definitely don’t get lost in the shuffle. Communication is a personal priority for Richard and he is dedicated to making sure you are always aware of the status of your loan.
Richard been in the mortgage banking industry for over 18 years and he's proud to say that he has been affiliated with only one bank, Golf Savings Bank, whose parent company Sterling Savings Bank is based out of Spokane, WA. Through GSB, Richard is able to be both a mortgage banker and broker. This allows me to get my clients the most current loan programs at the lowest rates in all 50 states. Richard is able to provide you with any type of loan; Conventional, FHA, VA, Portfolio, Purchase Money-Seconds, Equity Lines of Credit, Construction and Commercial. I am currently a member of GSB’s prestigious “Chairman’s Club" for outstanding loan production.
Richard is surrounded with team of professionals that makes up TEAM GARCIA. From start to finish, his team is behind you 100%, providing all facets of service from competitive loan programs, cutting edge graphic design/marketing, impeccable loan processing, and timely closings. TEAM GARCIA is comprised of Don Miller - Executive Assistant, Nercy Aguiniga - Loan Processor.. TEAM GARCIA has worked very successfully in establishing themselves in the real estate community in providing a variety of loans for our many clients.
The most important aspects of Richard's business are Accuracy, Availability, Dependability, Promptness, Service and Professionalism. You will find that his team will handle your transaction with the attention and care that all his clients deserve. Richard knows that the single most important person in all of our loans is YOU!!!
Contact Richard Garcia with Golf Savings Bank today and get fast pre-approvals with easy qualifying guidelines for loans with low down payments!
cell: 206.718.3210
office: 425.673.8295
email: RGarcia@golfsavingsbank.com
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